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Gems of Consumer Wisdom
Health • Safety • Financial Freedom









  Dropping Addictive Habits  

The High Cost of Addictive Habits
1. Smoking. A smoking habit costs $1,000 to $2,000 each year in cigarettes alone. Non-smokers save about 30% on health care and insurance, 50% on life insurance.  Smokers are often first in line to be fired and less likely to be hired (mostly because they cost their employers more in health costs). is a great site to help you quit.
2. Substance abuse & Alcoholism. Alcoholism and/or addictions can be just as costly.  Between 25% and 40% of all patients in general hospital beds are being treated for alcohol-related problems.  Heavy drinkers pay 10% to 40% more for health care.  Light "social drinking" is okay for most people:  health experts suggest having no more than two drinks per day.  The ACA helps heavy drinkers get their life back.
3. Junk food & overeating. Overeating and junk food is an expensive and growing problem:  obese individuals pay about 25% more than average for health care.  The average American could save about 25% on food by eliminating junk food or at least cutting it to a minimum.  ConsumerSearch compares the effectiveness of weight-loss programs.

(Next Gem: Mistake #12: Low Interest Rates)

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