How To Switch Auto Insurance|
|1. End-Of-Term Is Best.
Auto insurance comes in six-month terms. If you switch
mid-term, a small extra fee might be required. But often
the savings from the switch will more than cover this fee.|
|2. Check out several insurers.
||In addition to checking out InsWeb and
look at the insurers most highly rated by J. D. Power. USAA is top-rated
but is available only to military families, while Amica
achieves low rates by being very selective about who they
insure. You can visit your state's online insurance site to search
their records concerning the cost and reliability of insurers.
Find this site on Google: For example residents of Washington
can search for "washington state insurance." |
|3. Contact your current insurer.
||You might be able to save money by amending your
policy, for example by dropping some unnecessary coverages.
|4. Switch smoothly.
||Follow the cancellation steps as outlined in your
insurance policy. The notice to your current insurer must
be in writing. Be certain that the new policy begins on the
same date that the old one is being terminated. To avoid
any lapses, It's best to ensure the starting date of the new
policy first, then have the old one terminated on the same date.