If you watch the news, you've probably heard stories of people having their identities stolen and their bank accounts emptied. But credit cards are safer to use, if you keep these things in mind:
1. If your credit card is lost or stolen,
you're legally have to pay only $50 of any unauthorized charges. Just make
sure you immediately notify the card company when you find out it's gone.
2. Don't give your credit card number to anyone who calls you on
3. Just like when using checks, you should look for errors on your
credit card statements. Under the Fair Credit Billing
Act, you have the right to contest errors within 60
days after the bill's statement date. Credit card companies
usually help settle billing disputes in favor of consumers because
they're afraid disgruntled customers will change cards.