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June 30, 2008
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~ Equality ~“I have a dream that my four little children will one day live in a nation where they will not be judged by the color of their skin, but by the content of their character.” — Martin Luther King
“Global Equality”
by Asmaa Murad and David Snell • Lahore, Pakistan and Seattle, U.S.A.
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Martin Luther King
 Martin Luther King, Jr. (1929 – 1968) was a Baptist minister, and one of the greatest orators in U.S. history. In 1964 King received the Nobel Peace Prize for leading a non-violent Civil Rights movement to end segregation and racial discrimination.
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June 28, 2008
I saw on the TV news today that the FDA still hasn’t found the source of the Salmonella outbreak earlier in June. Turns out, it may be that tomatoes weren’t the cause at all. Authorities are uncertain, but one possible explanation is that some unclean warehouses are to blame. I’ll keep you posted about any further developments. (Article: Tomatoes may not be root of salmonella outbreak, Los Angeles Times)
June 27, 2008
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~ Grace ~“I know God will not give me anything I can’t handle. I just wish that He didn’t trust me so much.” — Mother Teresa
“Way to the God”
by Mikhail Tolstoy • Kiev, Ukraine
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Mother Teresa
 Mother Teresa (1910 – 1997) was an Albanian-born nun who for four decades ministered to the sick and poor of Calcutta, India. Her Missionaries of Charity organization grew to 610 missions in 123 countries, and she received the Nobel Peace Prize in 1979.
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June 26, 2008
| Avoidable Tragedy! It’s just too easy to let safety slip our slippery minds. The total cost of traffic accidents is nearly $300 billion per year! And here’s a more startling statistic: at the current rate of 2.8 million traffic injuries in a year, half of all Americans will suffer a painful traffic injury at some point in their lives.
Want to know your chance of a fatal or incapacitating crash (defined as “you don’t walk away, you go in a stretcher”) in your lifetime? For an average driver, it’s about ten percent. For habitual drunk drivers, a crash will probably someday put them in a wheelchair or a graveyard. |
What To Do: A quick and excellent “crash course” in auto safety is located at http://www.autosafetyhub.org. The main thing is to know what’s riskiest:
- Unbuckled seat belts double your chance of death and make serious injuries out of minor ones.
- Driving under the influence
carries a 15% chance of a fatal accident (if not that, studies show it’s likely to lead to a wheelchair or jail time.)
- Driving emotionally
is dangerous: Two-thirds of fatal accidents are rooted in impulsive or frustrated or temperamental or high-speed driving.
- Driving distracted
is almost as bad: About half of all auto accidents involve distracted drivers who are yakking while driving, or else fiddling with something.
- At night
you are three times as likely to have an accident.
- Teens
are 300% more likely to have an accident (it’s actually more like 1500% when driving at age sixteen.)
- Bad weather
is a factor in over 20 percent of crashes, so be extra-careful in bad weather and certainly avoid it like the plague if possible.
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| Your Super Benefit: It’s no secret… the life you live and love is your benefit, and the people you love are the beneficiaries of your safety. |
| Hey, why not print this page and review it once in a while? You could just stick it in with your bills and check it occasionally to make sure you’re keeping these safe driving principles in mind. |
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| “The safest course is to do nothing against one’s conscience. With this secret, we can enjoy life and have no fear from death.” |
 ~ Voltaire (1694-1778), French Philosopher and Writer
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June 25, 2008
June 24, 2008
| Amazing Stats! Millions of Americans are running up a high credit card debt. Americans owe an astounding $876 billion in revolving credit, paying about $127 billion in credit card interest in just one year. About 15% of Americans are on course to declare bankruptcy at some point in their lives, often at least partly because of high credit card debt. |
Your Super Benefit: If you carry a balance, you might save thousands in interest payments; or earn thousands in rewards if you carry no balance. When you transfer a balance, you could get an interest rate of zero percent for one year, or around 5% for the life of the balance. And most consumers can own a card that pays at least 3% cash back on gas, groceries and drugstore purchases. |
What To Do: If you carry no balance, Skyrocket Your Credit Card Rewards. Compare the 12 best rewards cards recommended by Consumer Reports, The Kiplinger Letter, and Money Magazine.
If you carry a balance, 0% Balance Transfers Can Save A Bunch, or you can Lower Interest Rates Under 5% for as long as you carry a balance. You can get low rates whether you’re transferring a balance, or you plan to make new charges to a credit card. |
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| “Credit buying is much like being drunk. The buzz happens immediately, and it gives you a lift. The hangover comes the day after.” |
 ~ Dr. Joyce Brothers (1927-), American Psychologist, Television and Radio Personality.
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June 23, 2008
June 21, 2008
June 20, 2008
All Too Common: Too many people buy more home than they need to be happy. Nearly 1.3 million Americans had their homes foreclosed in 2007, at an
average loss of $75,000 — that’s about $97 billion dollars down the drain. Others are finding their homes more expensive to heat than they had thought, wasting hundreds or even thousands of dollars.
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Your Super Benefit: Save many thousands by buying only the home you need. Your “dream home” doesn’t need the facing of an angel. Buy a home that lets you live for the activities you enjoy and for the people you love, while placing the minimum burden on your finances and on the environment. Remember the high costs of homeowning.
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What To Do: If you’re thinking of buying a home, first make sure you understand the true costs and benefits of homeowning. Most real estate sites overstate the benefits and don’t list all the costs, perhaps because it would discourage buyers. Keep in mind that large homes have fallen drastically in value, while smaller homes are easier to sell because
less money need be spent on heating them. When it comes time to buy or sell a home, visit TrueHomeCost.com.
Or need to avoid foreclosure? Read how at this article by the Department of Housing and Urban DevelopmentHud.gov article.
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| “Be he a king or a peasant, he is happiest who finds peace at home.” |
 ~ Johann Wolfgang von Goethe (1749-1832), German Poet and Author
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June 19, 2008
Today we celebrate June 19th, “Freedom Day” with this quote from Abraham Lincoln:
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