Side Hustle

23 Best Money Making Apps in 2020


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There are many ways you can make extra money in your free time. Money making apps make it possible to boost your income when you have a few minutes or can work part-time.

It’s possible to earn money by completing short online tasks, shopping and selling items. Whether you need the cash to pay bills or save for the future, trying a few of these apps can increase your monthly income. 

Top Money Making Apps

Being able to make money from your phone makes it easy to work from home or while running errands. It’s possible to make money fast with these apps.

1. Survey Junkie

Online surveys are a classic way to make money online as no special skills are necessary. Survey Junkie is one of the best survey apps as you can take multiple surveys each day. Most surveys pay between $0.50 and $3 and take up to 20 minutes. Invite-only focus groups can earn more. 

You earn points for each survey that you can redeem for gift cards and PayPal cash with a $10 rewards balance. This minimum payment threshold can be easy to reach and lower than other survey sites

Pros

  • Can take multiple surveys each day
  • $10 minimum payment threshold
  • PayPal or e-gift card payments
  • Most surveys take up to 20 minutes to complete

Cons

  • Relatively low potential income
  • Won’t qualify for every survey attempt

 

Trustpilot score: 4.5 out of 5

2. Swagbucks

If you’re looking for quick ways to make money in a single app, try Swagbucks. Some of the best ways to earn points by trying new products, redeeming coupons, watching videos, playing games and taking surveys.

You can redeem your points for $1 Amazon gift cards. PayPal cash payments are available as well with a $25 balance. 

The minimum age to join is 13 making Swagbucks a way for teens to make money.

Pros

  • Multiple ways to earn points
  • Most activities only take a few minutes
  • Gift card payments as small as $1
  • PayPal payments are available

Cons

  • PayPal payments need a $25 balance
  • Some activities require a purchase 

Trustpilot score: 4.3 out of 5

3. DoorDash

Delivering restaurant meals can earn more than other side hustle apps as you can earn up to $15 per hour. DoorDash is one of the best delivery apps as they partner with many restaurants in small and large towns. In some towns, you can deliver by bike or scooter if you don’t have a reliable car. 

Unlike a traditional delivery job, you can choose which hours you work. Before accepting a delivery assignment you can see how much you can make and the driving distance. You keep 100% of any customer tips you receive. It’s possible to earn bonus cash by delivering during peak demand periods and completing delivery challenges.

Drivers receive payment weekly but can request same-day payments for a $1.99 fee. The minimum age is 18 years to deliver for DoorDash. 

Pros

  • Available in most U.S. and Canadian cities
  • Keep 100% of customer tips
  • Flexible work schedule
  • Can deliver by car, scooter or bike

Cons

  • Driving expenses reduce earned income
  • $1.99 fee for same-day payment requests
  • Requires a car, bike or scooter

Trustpilot score: N/A due to being reviews mainly from consumers not drivers

4. Instacart

If you prefer delivering groceries instead of meals and people, Instacart is a good option. It’s possible to earn as much as $20 per hour as an Instacart Shopper but you must have a car as you fill the order and deliver it. 

In the Instacart app, you receive a grocery list for a local supermarket, shop for the items and deliver them. How much you earn depends on which items the customer buys.

If you don’t want to deliver groceries, you can work part-time as an Instacart employee. You pack orders at one store and schedule a shift to work up to 29 hours per week. Either option can help you earn $1,000 quickly

The minimum age to join is 18 years old.

Pros

  • Flexible hours
  • Deliver groceries instead of restaurant food
  • Keep 100% of customer tips

Cons 

  • Requires a car
  • Must have knowledge of picking produce items
  • Ability to lift up to 50 pounds

Trustpilot score: N/A due to being reviews mainly from consumers not drivers

5. Gigwalk

Gigwalk lets you make money by completing short tasks at local stores. Brands hire you to photograph product displays and verify prices. You can earn between $3 and $100 per job and receive payment through PayPal. 

Pros

  • Flexible schedule
  • PayPal payments
  • Some tasks take as little as five minutes

Cons

  • Tasks may not be available in some cities
  • Must travel to stores

Trustpilot score: Unavailable

6. Shopkick

Shopkick lets you make money by visiting local stores. You can earn points by visiting stores after enabling your phone’s location services and by scanning product barcodes to verify the price. Making purchases and scanning receipts earn more points and can help you earn gift cards quickly. 

It’s also possible to earn points by shopping online and watching videos from home.

You can start redeeming your points for gift cards with a $2 balance. PayPal credits are available too. 

Pros

  • Can earn points locally and online
  • No purchase is necessary to earn points
  • Gift card payments start at $2

Cons

  • Must make purchases to earn the most points
  • Requires location services

Trustpilot score: 4.0 out of 5

7. Clickworker

Clickworker pays you to complete short online tasks. You can work from your phone, tablet or computer. Most jobs take a few minutes and you can earn up to $15 per hour on some tasks.

It’s possible to perform these micro-tasks:

  • Categorize photos and website data
  • Write product descriptions
  • Online research
  • Proofread
  • Test apps
  • Take photos
  • Record audio and videos

You can receive weekly payments using PayPal with a $10 minimum balance.

Pros

  • Complete short tasks online
  • Several ways to make money
  • Weekly PayPal payments

Cons

  • Some tasks require a special qualification
  • $10 minimum payment threshold

Trustpilot score: 2.5 out of 5

8. Foap

There are several ways that Foap can help you sell photos online. Some stock photo marketplaces may only accept submissions from standalone cameras. First, you can upload photos and videos to your online gallery and keep 50% of the purchase price. Most photos sell for $5. At this rate, you earn $2.50 from each sale and receive payment through PayPal. 

A second option is participating in missions. Well-known companies partner with Foap and pay the best photographers for their winning photos and videos.

Pros

  • Can upload photos and videos from phone
  • Keep 50% of the sales price
  • Prizes for winning a mission start at $100

Cons

  • Must make a sale or win a mission to earn money
  • Most photos sell for $5

Trustpilot score: Unavailable

9. CafePress 

If you like designing clothing, stickers and gifts, CafePress is a fun option. You can sell custom designs or create products for popular movies, shows and comics. 

It’s free to open an online shop and you can use the CafePress software to make your designs for. After making a product design, you upload it to your store and set the retail price.

Cafepress prints and ships the sold items and you receive payment by PayPal with a $25 balance and $100 for check payments.  

Pros

  • Can design over 250 products
  • Check or PayPal payment
  • CafePress prints and ships each item

Cons

  • $100 minimum balance for check payments
  • May have to wait up to 45 days to receive payment 

Trustpilot: 4.2 out of 5

10. Achievement

If you like to exercise at home or at the gym, Achievement pays you to stay fit. This app connects with over 20 fitness apps including Apple Health, FitBit and Garmin. You earn rewards points by exercising, meditating, logging meals and taking short surveys.

Longer or more vigorous workouts earn points than shorter workouts. For instance, you can earn more by walking 4,000 steps in a day than 1,000 steps. 

Achievement lets you cash out once you earn $10 through PayPal or direct deposit. In addition to living a healthy lifestyle, your app income can help you save money on self-care.

Pros

  • Works with over 20 Android and iOS fitness apps
  • $10 payment minimum
  • Home workouts earn points

Cons

  • Must exercise often to earn regular payments
  • Intensive workouts earn more than less-intense exercise methods

Trustpilot: Unavailable

11. HealthyWage

You can get paid to lose weight through HealthyWage. While you pay a monthly bet, you can win money if you reach your weight loss goal. For example, your goal can be to lose 10 pounds in 6 months and you pay a $30 monthly wager. Your total bet is $180 but you can win between $193 and $372. 

To receive your prize, you must verify your initial weight and final weight. You will receive your prize by PayPal or paper check. 

HealthyWage also encourages referring your friends so they can achieve their weight loss goals. You and your friend can each get a $40 prize boost along with encouraging each other. 

Pros

  • Make money when you achieve your goal
  • Can earn bonus cash by referring friends
  • PayPal or check payment if you win

Cons

  • Lose money if you don’t reach your goal
  • The total prize amount depends on your height and weight
  • Pay processing fees for check ($7) and PayPal (2.9% plus $0.30)

Trustpilot score: 3.7 out of 5

12. MobileXpression

MobileXpression is one of the most effortless apps for making money. You only have to install the app on your iPhone, iPad or Android device. Then, MobileXpression tracks how you use your mobile data and you earn rewards points. 

This app is almost like earning passive income but you earn gift cards instead. You can earn two credits each week and you need ten credits to get a $5 gift card. Using your phone weekly lets you earn approximately $20 per year.

While you won’t get rich, you make money any time you use your phone. But you must be comfortable sharing much of your personal data to make money.

Pros

  • Effortlessly earn rewards credits
  • $5 Amazon gift card payments

Cons

  • Collects your personal data 
  • No cash payment options

Trustpilot score: 1.9 out of 5

13. Honeygain

If you don’t use all of your monthly mobile data, Honeygain pays you to sell your excess data. You can download the app to your phone or computer. Companies use your extra data to track online prices and review search engine results from your current location.

Unlike other data-sharing apps, Honeygain doesn’t collect or sell your personal information to marketing partners. You can earn $1 for every 1 GB of data you share and receive PayPal or Bitcoin payments with a $20 balance.

Pros

  • Make money by sharing your unused internet data
  • Doesn’t share your personal information or phone habits
  • Connects to phones and computers

Cons

  • $20 minimum payment threshold
  • Limited earning potential for small data plans

Trustpilot score: 3.9 out of 5

14. Mistplay

Mistplay lets you test new mobile games and earn gift cards. You will need to play each game until you reach a specific level to earn the full payment for the task. There are also weekly contests you can enter to win bonus rewards.

It’s possible to redeem your points for gift cards to Amazon, Google Play, Steam, Visa and others. Gift card redemptions start at $5 but PayPal and direct deposit payments are not available.

Pros

  • Can test new games
  • Weekly contests to win bonuses
  • No purchase is necessary to download games

Cons

  • Must unlock specific levels and achievements to earn full payment
  • No PayPal or cash payment options

Trustpilot score: 3.6 out of 5

15. TaskRabbit

If you have handyman skills, TaskRabbit lets you make money from a variety of tasks. Some of the possibilities include:

  • Making home repairs
  • Assembling furniture
  • Packing and moving
  • Cleaning
  • Shopping
  • Yardwork

You can set how much you earn per hour and keep 100% of customer tips. You receive direct deposit payments through the TaskRabbit apps.

Pros

  • Make money from over 50 tasks
  • Flexible schedule
  • Direct deposit payments

Cons

  • Requires traveling to local stores and homes
  • $25 registration fee (in select cities)

Trustpilot score: 4.7 out of 5 

16. Outdoorsy

You can also make money by renting your camper or RV on Outdoorsy when you’re not using it. It’s free to list your RV and get up to $1 million in liability insurance for each rental. You receive direct deposit payments within 24 hours after the rental ends.

Pros

  • Flexible scheduling
  • Receives payment within 24 hours after rental ends
  • Can earn more than other money making apps

Cons

  • Must own a camper or RV
  • Will need to clean your RV after each rental

Trustpilot score: 4.3 out of 5

17. Decluttr

Not every money making app requires you to produce or deliver something. Decluttr lets you receive cash by selling old phones, electronics, books and DVDs. You can scan the product barcode or enter the tech device model information to receive an instant price quote.

 

You get a free prepaid shipping label to mail your shipment and ship you item by UPS. Decluttr inspects your items and issues next-day payments using direct deposit or PayPal.

Pros

  • Sell phones, tech gadgets, books, CDs, DVDs and LEGO
  • Free shipping
  • Next-day payment via PayPal or direct deposit

Cons

  • Payment can be lower after the final inspection
  • Low price quotes for older phones and electronics

Trustpilot score: 4.6 out of 5

18. Poshmark

Poshmark lets you sell name brand clothing, shoes and fashion accessories. You can take pictures from your phone and list your items. When you sell an item, the buyer pays shipping and Poshmark emails you a prepaid shipping label for the US Postal Service.

You can receive payment by direct deposit or check. Keeping your earnings as a Poshmark shopping credit is another problem.

While you must wait for a buyer, you can earn more by selling your clothing with Poshmark than going to a consignment store. 

Pros

  • Can sell designer clothing, shoes and accessories
  • Receive prepaid shipping label when items sell 
  • Direct deposit and check payments

Cons

  • No instant purchase option like consignment stores
  • Selling fees of 20% for orders above $15 and $2.95 (sales under $15)

Trustpilot score: 1.5 out of 5

19. eBay

You can flip items online at eBay that you find at local thrift stores and yard sales. It’s free to list most items but your selling fees are usually 13% of the sales price. You may also decide to pay shipping costs if you offer free shipping to the buyer.

If you flip items, the eBay app has a barcode scanner. This feature shows the recent sales prices and current listing price for that item. You can quickly decide if you can make a profit. You receive payment by PayPal when an item sells.

Pros

  • Can list items for free
  • Can sell many products
  • PayPal payments

Cons

  • Selling fees up to 13% for most items
  • May need to pay shipping costs to make a sale 

20. OfferUp

OfferUp is one of the best apps for selling items locally in addition to Craigslist and Facebook. With OfferUp, you can view reviews about potential buyers before meeting them to decide if you trust them. 

 

It’s free to sell your items locally when you want to avoid eBay’s selling fees to make money. You can use OfferUp for items you no longer need or want to sell and flip.

Pros

  • No selling fees
  • Can sell almost anything locally

Cons

  • No online shopping platform

Trustpilot score: 1.2 out of 5

21. Fetch Rewards

Shopping apps like Fetch Rewards let you earn gift cards by scanning store receipts. You can earn the most points by purchasing participating name brand groceries. Buying participating products earn 10 points per $1 and you don’t have to activate offers before you shop. 

You also earn at least five points by uploading your receipts from most stores and gas stations when you don’t buy participating items.

While you won’t get PayPal or direct deposit payments, you can start getting gift cards with a $3 balance (3,500) to Amazon but other brands start at $5. 

Pros

  • Most receipts earn points
  • Don’t have to activate offers before scanning receipts
  • Gift card redemptions start at $5 

Cons

  • No cash or PayPal payments
  • Only name brand groceries or prescription medication to earn bonus points

Trustpilot score: Unavailable

22. TopCashback

For online shopping, TopCashback lets you earn cash or gift cards. This app tends to offer higher rewards rates than other shopping apps. There isn’t a redemption minimum but you may need to wait 45 days to access your shopping rewards. Shopping apps have similar waiting periods in case you return an item and you only get partial rewards credit.

Your payout options include direct deposit, PayPal and gift cards. You can get a redemption bonus if you choose select gift cards including Amazon and Visa cards.

Pros

  • Earn cashback at over 4,000 stores
  • No redemption minimum for cash or gift cards

Cons

  • Can take six weeks to access rewards for redemption

Trustpilot score: 4.5 out of 5

23. Billshark

Saving money can be an easy way to find money when you don’t have time to make money. One option is to renegotiate your monthly subscriptions for a lower price. You can also cancel services you no longer need. 

Instead of doing the hard work yourself, Billshark can save you time by looking for any potential discounts. Billshark will try to lower your cable, phone, internet and satellite radio bills for free. If successful, this app keeps a one-time fee of 40% of the savings. You can also pay Billshark $9 to cancel a subscription.

Pros

  • Can reduce or cancel monthly subscriptions
  • Automatically negotiates new discounts when current offers expire

Cons

  • Keeps 40% of negotiated savings
  • Subscription cancellations cost $9 each   

Trustpilot score: 4.5 out of 5

Summary

Being able to make money with your phone even if you only have a few minutes to spare or don’t have any special skills. The best apps let you earn money without minimal adjustments to your normal routine. 

How do you make money in your free time? Which apps do you have experience with? Let us know your thoughts by leaving a comment below.

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